i did a $10 ccu to some of the newer industry ships, but thats about it, not gaining more ships, just changing ones i already have. Gotta leave room for stuff to do in the game itself whenever it gets released!
CIG is moving more and more away from LTI, its not that big of a deal. Insurance is going to be just a tiny tiny fraction of the ships. Wouldnt wrap your head around it too much.