Nothing in stone yet but id be surprised if there wasnt a Tier system with different levels of insurance. Premium may include loadout too, im not sure where on the roadmap insurance is even being looked at???
August isnt saying it to be a dick silencer, hes just looking out for Test members possibly taken advantage of. Not saying you would do anything like that, but it has happened. Just try to get where hes coming from 👍
Haha that is a feast of games. Never going back to Evercrack....lost my life lol. Never played bards tale, kotor 1+2 was so much fun. Its a shame the mmorpg even though it was good just never had the same feel, Darth Revan storyline was awesome