I've been looking to buy RSI credit in the last week or so, And came across an invoice with this term from someone with no trade flair on reddit and a relatively inactive reddit account. "The issuer of this invoice is not liable for any payment or sale items obtained fraudulently. " Needless to say I did not go through with it with this seller. An original owner of the pledge would not need to make a term like this. Just felt I should warn others to pay attention to the terms when considering to buy RSI credit or even pledges. Good luck!