Things that are different in Canada

FZD

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Its never been that way until after Obama Care... That is why Obama Care is SO controversial. I would say my options were diminished significantly - we use to have 5 options, now I have two options, and they both SUCK... Special thanks Obama for destroying the medical system. My healthcare cost increased significantly, I would estimate almost 50% and gets more expensive every year.

People want something for FREE... and there is NOTHING for free. People have a choice, they can pay their own tab or rob from their neighbors (IE make me pay more in taxes and insurance to cover them). What people don't understand, especially the snowflake do-gooders... is that for-profit makes the world go round. Even Canada has for-profit elements, so those people who say they stick up for the little guy, drive costs up and move to some other country, leaving the rest of us with a mess.
As I seem to recall it, people were making morbid fun about the cost of IV bags in US even before Obama took office, but yeah, I think we can agree the system is different kind of messed up now.

It's no joke. We are just starting to get the bills in for the birth of my son and so far the out of pocket costs are over 4k.
Holy crap. So was there like some complications and they had to do surgery, or is this the cost for a perfectly normal delivery?
 

NaffNaffBobFace

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It's no joke. We are just starting to get the bills in for the birth of my son and so far the out of pocket costs are over 4k.
How the hell did the USA bugger this up? I pay £20 a week from my wages until I retire. That's it. Whenever I have to do something like go help my wife push a sprog out, we just pop over the Maternity Unit and lap up some Nitrous Oxcide.
 

Montoya

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Its never been that way until after Obama Care... That is why Obama Care is SO controversial.
No, the reason that Obamacare is controversial is that is forces you to pay into a for-profit private system. It should have been a medicare for all buy-in if anything.

We can both agree Obamacare failed in many places, but for different reasons.


. Special thanks Obama for destroying the medical system. My healthcare cost increased significantly, I would estimate almost 50% and gets more expensive every year.
We are all being scammed here.

The health insurers screamed and cried foul about Obamacare forcing them to give healthcare to everybody, even preexisting conditions. They said it would destroy their industry and force them to raise prices.

They raised prices alright, we all felt that in our wallets.

Thing is, if the health insurers were having such a tough time and are forced to raise prices to meet the ever increasing costs of providing healthcare, their stocks would be trading flat, or even down because their expenses have skyrocketed.

Instead, the health insurers have seen record profits since Obamacare kicked in, and their stocks are soaring new to highs every year. The increased profits are NOT passed onto you and me in the form of cheaper premiums, the billions in extra profits they make are used for stock buybacks, acquisitions and a 4th yacht for the CEO.

Don't believe me? Here is the stock chart of UNH:

 

Bambooza

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As I seem to recall it, people were making morbid fun about the cost of IV bags in US even before Obama took office, but yeah, I think we can agree the system is different kind of messed up now.



Holy crap. So was there like some complications and they had to do surgery, or is this the cost for a perfectly normal delivery?
Perfectly normal one night stay.
 

Vavrik

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As of 2018, Canada spends 11.3% of its GDP on health costs which boils down to about $ 6,839 per individual so a family of 4 would need to contribute $ 26,975 a year to cover the current medical cost break-even. And this doesn't count all the other social services that come out of the tax burden
A little lower down in the same report (amounts are expressed in CAD):
Among 36 countries in the Organisation for Economic Co-operation and Development in 2017, the latest year for which comparable data is available, spending per person on health care remained highest in the United States (CA$12,865). Canada’s per capita spending on health care was among the highest internationally, at CA$6,082 — less than in the Netherlands (CA$6,786) and France (CA$6,177), and more than in Australia (CA$5,725) and the United Kingdom (CA$5,373).​

So in the US in 2017, a family of 4 would have spent about 51,460 (Canadian) in total. To soften the blow a little, the cost in US $ is more like $38,625. As you can see, that is far more than what you pay for insurance. The difference is buried in copays (US only), the tax burden, and the national deficit, in both countries. (Edited)
Also in Canada, almost 60% of the cost is pharmaceuticals (Same report) so you see where the lions share is going - it's also the fastest raising cost. I believe that is the same situation in the US.

It's a mess on this side of the pond, no matter where you live.
 
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Bambooza

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No, the reason that Obamacare is controversial is that is forces you to pay into a for-profit private system. It should have been a medicare for all buy-in if anything.

We can both agree Obamacare failed in many places, but for different reasons.

I agree it should have been a medicare buy-in for all with basic coverage, and honestly it wouldn't have been much different then medicare already was.
 

Bambooza

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A little lower down in the same report (amounts are expressed in CAD):
Among 36 countries in the Organisation for Economic Co-operation and Development in 2017, the latest year for which comparable data is available, spending per person on health care remained highest in the United States (CA$12,865). Canada’s per capita spending on health care was among the highest internationally, at CA$6,082 — less than in the Netherlands (CA$6,786) and France (CA$6,177), and more than in Australia (CA$5,725) and the United Kingdom (CA$5,373).​

So in the US in 2017, a family of 4 would have spent about 51,460 (Canadian) in total. To soften the blow a little, the cost in US $ is more like $38,625. As you can see, that is far more than what you pay for insurance. The difference is buried in copays (US only), the tax burden, and the national deficit, in both countries. (Edited)
Also in Canada, almost 60% of the cost is pharmaceuticals (Same report) so you see where the lions share is going - it's also the fastest raising cost. I believe that is the same situation in the US.

It's a mess on this side of the pond, no matter where you live.

Indeed a mess no matter where you live in the so-called developed world. And the point is no one can truly afford the medical costs, as much as we like to try and hide it behind taxes or private insurance the truth is its a huge cost sink and it's only going to grow. And while we like to say the rich will pay for it what happens when they lose their heads and that piggy bank is no longer available? What happens when governments can no longer borrow to make up the shortfalls?
 

Vavrik

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Indeed a mess no matter where you live in the so-called developed world. And the point is no one can truly afford the medical costs, as much as we like to try and hide it behind taxes or private insurance the truth is its a huge cost sink and it's only going to grow. And while we like to say the rich will pay for it what happens when they lose their heads and that piggy bank is no longer available? What happens when governments can no longer borrow to make up the shortfalls?
Historically, that causes rising taxation, and when things like taxation get out of hand, revolution. We're not at that point yet. I have no idea what the chances are, they're not 0%, but there's still time to do something.
 

NaffNaffBobFace

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I think you are talking about pre-existing conditions. American health system, bureaucrats do not decide who lives and dies like other countries.
That is why we have some of the best cancer institutes here in America. These cancer institutes do not exist because they have no customers... someone is paying for their research and medical assistance - that is me, the insurance companies and government.
Very interesting, do you have data on Mortality, Remission and Cure rates per capita on a global level country country?

"Being sick will not keep you from getting health coverage. An insurance company can’t turn you down or charge you more because of your condition."
Many thanks for the details that helps answer that question, it took me this long to google up exactly when the Federal Health reform happened... 2010, is that right? What happened to people before 2010?
 

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Very interesting, do you have data on Mortality, Remission and Cure rates per capita on a global level?
I don't know, but maybe your government workers know better than the doctors and rest of us. My guess is that it is a statistic and nothing more.

"Many thanks for the details that helps answer that question, it took me this long to google up exactly when the Federal Health reform happened... 2010, is that right? What happened to people before 2010? "

Refer to @Montoya UCH graph... and make your own decision.
 

NaffNaffBobFace

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I don't know, but maybe your government workers know better than the doctors and rest of us. My guess is that it is a statistic and nothing more.
I don't recall suggesting anyone knew better than anyone else. I'm genuinely interested if one way of doing it results on more people living longer - and as you say, if one country is providing notihng more than statistics we must assume all are - including the leading institutions the world over.

"Many thanks for the details that helps answer that question, it took me this long to google up exactly when the Federal Health reform happened... 2010, is that right? What happened to people before 2010? "

Refer to @Montoya UCH graph... and make your own decision.
So... they just died if they got sick from a treatable illness? Or was there some other system that allowed them not to? Apologies for sounding ignorant but I honestly don't know because I don't come from there.

EDIT - I just googled that Medicare thing, that seems to be what was before 2010 but it was severely restricted on who could use it...? It also seems to cover a sixth of the population even with restrictions?
 
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ColdDog

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I'm genuinely interested if one way of doing it results on more people living longer
Well, it depends on who has the right to live longer. Killing people because there is no hope contrasted to saving people that either have money, influence, or can be cured according to a statistical algorithm. That seems like a form of genocide to me by killing the poor people, so the people who have means can live. Should this same standard apply to your "Queen"... probably, but the reality is no.
 

NaffNaffBobFace

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Well, it depends on who has the right to live longer. Killing people because there is no hope contrasted to saving people that either have money, influence, or can be cured according to a statistical algorithm. That seems like a form of genocide to me by killing the poor people, so the people who have means can live. Should this same standard apply to your "Queen"... probably, but the reality is no.
I'm not sure what track you are on here I might have lost you?
 

ColdDog

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Can we please have countries without universal healthcare stop telling countries with universal healthcare how terrible it is?
I would prefer the good 'ol days, prior to 2010. I was happy with my system (I - talking about myself - not anyone else). People have never been dying in the streets of America, and poor people have always had access to care. Obviously, good enough was not good enough.

I have no beef with the Canadian Health Care system... only those who try to use it as an example.
 
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Bambooza

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I don't recall suggesting anyone knew better than anyone else. I'm genuinely interested if one way of doing it results on more people living longer - and as you say, if one country is providing notihng more than statistics we must assume all are - including the leading institutions the world over.


So... they just died if they got sick from a treatable illness? Or was there some other system that allowed them not to? Apologies for sounding ignorant but I honestly don't know because I don't come from there.

EDIT - I just googled that Medicare thing, that seems to be what was before 2010 but it was severely restricted on who could use it...? It also seems to cover a sixth of the population even with restrictions?

As far as I can tell the EU, Canada, and the USA all have the same policy when it comes to life-threating illness in that they treat it first and bill you later and do not factor in your ability to pay when giving life-saving aid.
 

Vavrik

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As far as I can tell the EU, Canada, and the USA all have the same policy when it comes to life-threating illness in that they treat it first and bill you later and do not factor in your ability to pay when giving life-saving aid.
That's mostly true, except in the EU and Canada, you don't have a copay, and the costs are substantially lower than they are in the US. Related: I'd also point out life expectancy is higher.
and
 

FZD

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People have never been dying in the streets of America, and poor people have always had access to care.
13 thousand homeless people die in the streets in US every year, and not of old age. Homeless life expectancy is almost 20 years lower than that of a homed person. And they're not all junkies either.

The problem with socialism is you run out of other people's money,
the problem with capitalism is you run out of other people.
The trick is finding the balance between socialist and capitalist policies, so that you run out of neither.
 

Montoya

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We (normal people) did not bring this on... our American socialist and communist sympathizers... like Obama and Warren have pushed it down our throats.

ColdDog, I love you man, but you are pushing this into a "normal people are conservatives" and everybody else is a communist lover territory.

One thing I hate with a passion is the bullshit propaganda that if you are not a conservative, the only other option is that you love Venezuela's socialism and also communism.

The idea that expanded medicare which covers everybody leads us to become Venezuela and also communism is beyond my comprehension.

We are teetering on political argument here, which never works out, so lets end this topic before Seung gets in here and removes the entire thread.
 
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