It really is important to remember that no one is really buying ships. They're supporting a game. There is no contract to deliver any ship at any given time. The ship is merely a benefit of early support and needs to be viewed that way to make any sense at all.
You understand, none of us have anything like the information to know if CIG is managing it's money correctly, and even if we had that sort of information, we would all have different notions of what "correctly" is. It's a fools game to even ask the question. Instead, try to fathom the complexity of the task Chris has, and enjoy that he has produced such an abundance of service to others though what are only tiny bits of the games to come. Asking what you would do in his place, when you can't even imagine how multifaceted and complex his job is, really won't ever lead to any useful thoughts on the subject.