I reckon that if there's not something built into the game, IE spectrum, to track division and group members, as well as enemies and conflict data, we'll end up using a data set outside the game. Although for me this ruins immersion. I do honestly think that if Spectrum is done right, we'll be able to, meet, plan and execute missions or ops from within game. That's an exciting prospect.
As for alt accounts, I'm not sold. I think Shadow Reaper hit the nail on the head with his post. There will have to be something in place to keep people from misusing insurance. Although the thought is intriguing in Alpha. Keep in mind that cash sales for ships will also be ending once the game goes to beta, so the only time this could be am issue is in alpha.
I think everything would be reset either via patching or when the game goes to beta. I would guess that even if you had managed to steal ships, only the ones registered to your account on RSI would be the ones that carry forward.
As for lineage etc: I like the idea. My account carries on once Blind Owl is blasted away. Blinder Owl takes over. Haha. Gives incentive to try and keep your character alive. I think they may be leaning away from that though. I can't be certain, but I think I read that somewhere. The perma-death thing that is.
For me, if I have an alt account, it'll be solely to have a character that starts with an Aurora and builds from nothing. We shall see.
This.